Do credit card companies hate when you pay in full?

Do credit card companies hate when you pay in full?

• Credit card companies do not “hate” when you pay your balance in full each month, but they do make less money from customers who do so.
• This is because they earn the most from interest charges on balances that are carried over month to month.
• However, they still earn revenue from transaction fees charged to merchants every time you use your card.
• Additionally, customers who pay in full are considered low-risk and can help the issuer maintain a healthy portfolio.
• So while they may prefer customers who carry balances, they still value those who pay in full.