Staying on top of your AU Bank credit card payments is essential to maintain a good credit score and avoid late fees. AU Small Finance Bank offers its credit card customers multiple payment options that are safe, quick, and hassle-free. Whether you prefer digital methods like internet banking, UPI, and mobile apps or traditional payment modes, AU Bank makes it convenient to clear your dues on time.
AU Bank Credit Card Payment Online Methods
| Mode | Steps |
|---|
| AU Bank Net Banking | - Visit the official AU Bank Net Banking website.
- Log in using your credentials.
- Navigate to the “Credit Card” section.
- Select “Bill Payment” and enter the required details.
- Confirm the payment and save the transaction receipt for future reference.
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| AU 0101 Mobile Banking App | - Download and install the AU 0101 app from the Google Play Store or Apple App Store.
- Log in to your account.
- Navigate to the “Credit Cards” section.
- Select “Make Payment” and choose your preferred mode of payment.
- Complete the transaction and receive an instant confirmation.
|
| UPI (Unified Payments Interface) | - Open any UPI-enabled app such as Google Pay, PhonePe, or Paytm.
- Enter the AU Bank credit card bill payment UPI ID (provided by AU Bank).
- Enter the bill amount and complete the transaction using your UPI PIN.
- You’ll receive instant confirmation once the payment is successful.
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| NEFT (National Electronic Funds Transfer) | - Log in to your other bank’s internet banking account.
- Add your AU Bank credit card as a beneficiary using the following details:
- Beneficiary Name: Your Name (as on the credit card)
- Account Number: Your AU Bank Credit Card Number
- Bank Name: AU Small Finance Bank
- IFSC Code: AUBL0000001 (or the IFSC code provided by AU Bank)
- Enter the payment amount and confirm the transaction.
- Payments via NEFT are usually credited within a few hours (depending on bank processing time).
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| BillDesk & Other Payment Gateways | - Visit AU Bank’s official BillDesk payment page.
- Enter your credit card details and bill amount.
- Choose your preferred mode of payment (net banking, debit card, UPI, etc.).
- Complete the transaction and receive confirmation via SMS or email.
|
AU Bank Credit Card Payment Offline Methods
| Mode | Steps |
|---|
| Cash Payment | - You can visit any AU Bank branch and pay your credit card bill in cash.
- A nominal service charge may apply for cash payments.
|
| Cheque or Demand Draft | - Write a cheque in favor of “AU Bank Credit Card – [Your Card Number]” and submit it at any AU Bank branch or dropbox.
- Ensure that the cheque is deposited at least 3-4 days before the due date to avoid late fees.
|
| Auto-Debit Facility | - If you have an AU Bank savings account, you can set up an auto-debit facility to ensure timely payments.
- The bank will automatically deduct the bill amount from your account on the due date.
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Important Points about AU Bank Credit Card Payment-
- Make your AU Bank credit card payment before the due date to avoid late fees and interest charges.
- If paying via cheque or demand draft, ensure it is deposited in advance to allow clearance time.
- Online payment methods such as UPI, net banking, and mobile apps offer instant confirmation.
- Auto-debit is a great option for those who want to avoid missing their payment deadlines.
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