PNB Credit Card Bill Payment

PNB Credit Card Bill Payment

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Paying your PNB credit card bill on time is a vital part of maintaining a healthy credit profile and avoiding unnecessary interest or late payment charges. Punjab National Bank offers several reliable and user-friendly methods to help customers pay their credit card dues with ease. Whether you prefer online banking, mobile apps, or offline modes, PNB ensures that the process is smooth and secure.

Online Methods to Pay PNB Credit Card Bill

ModeSteps
PNB Internet Banking
  • Log in to PNB Internet Banking.
  • Navigate to the “Bill Payments” or “Credit Card” section.
  • Select “PNB Credit Card Bill Payment.”
  • Enter your card details and the amount to be paid.
  • Authenticate the transaction and complete the payment.
PNB One Mobile App
  • Download and install PNB One from Google Play Store or Apple App Store.
  • Log in with your credentials.
  • Select “Credit Card Bill Payment” under the payments section.
  • Enter your credit card number and payment amount.
  • Confirm and complete the transaction.
NEFT
  • Add your PNB credit card as a beneficiary in the NEFT section.
  • Use the following details:
    • Beneficiary Name: Your Name
    • Beneficiary Account Number: 16-digit PNB Credit Card Number
    • IFSC Code: PUNB0CCARD (verify from PNB before making payment)
  • Enter the payment amount and proceed.
Bill Desk Payment Gateway
  • Visit the PNB BillDesk portal, enter your credit card details, and pay using net banking, UPI, or debit cards.
Auto-Debit Facility
  • To avoid missing due dates, set up an auto-debit mandate via PNB Internet Banking. The bill amount will be automatically deducted from your PNB savings/current account
UPI (Unified Payments Interface)
  • Open your UPI app and select “Send Money.”
  • Enter your PNB credit card number as the payee account.
  • Enter the payment amount and complete the transaction.

Offline Methods to Pay PNB Credit Card Bill

ModeSteps
Cash Payment at PNB Branches
  • Visit the nearest PNB branch with your credit card statement.
  • Fill out a deposit slip with the Credit card number and the payment amount.
  • Submit it at the counter and get a receipt. (Processing fees may apply for cash payments).
Cheque or Demand Draft (DD)
  • Write a cheque in favor of PNB Credit Card (Your Credit Card Number).
  • Drop it at the nearest PNB branch or ATM cheque dropbox.
  • Ensure you deposit the cheque at least 3-4 days before the due date.

Frequently Asked Questions (FAQs) about PNB Credit Card Bill Payment

Q. How long does it take for my PNB credit card bill payment to reflect?

  • Online payments via Net Banking, UPI, or PNB One are processed instantly.
  • NEFT payments may take 1-2 working hours to reflect.
  • Cheque payments may take 3-4 days for clearance.

Q2: Can I pay my PNB credit card bill using another bank’s credit card?

  • No, PNB does not allow credit card bill payments using another credit card. You can use debit cards, net banking, or UPI instead.

Q3: Is there a late payment fee for missing the due date?

  • Yes, PNB credit card late fees vary based on the outstanding amount. It’s best to pay the bill before the due date to avoid penalties.

Q4: How can I check my PNB credit card bill?

  • Log in to PNB Net Banking or PNB One App to check your statement.
  • You can also call PNB customer care or check via SMS banking.

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