SBI Credit Card Bill Payment

State Bank of India Credit Card Payment

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Managing your State Bank credit card payments on time is an important part of maintaining financial discipline and a strong credit score. To make this easier, State Bank of India (SBI) offers a variety of secure and user-friendly payment options to suit the needs of every cardholder. Whether you prefer digital platforms like internet banking and mobile apps or traditional methods such as cheque or cash payments, SBI ensures a smooth and reliable experience.

Online Methods to Pay SBI Credit Card Bill

ModeSteps
Bill Desk SBI Card Payment
  • Visit the official SBI Card Bill Desk payment page.
  • Enter your SBI Credit Card number, email ID, and mobile number.
  • Choose your payment mode: Net Banking, Debit Card, or UPI.
  • Enter the payment amount and complete the transaction.
  • You will receive a confirmation email and SMS once the payment is successful.
SBI Card Payment via Net Banking
  • Log in to Online SBI.
  • Go to Bill Payments > Manage Biller.
  • Add your SBI Credit Card as a biller.
  • Select your credit card from the list and enter the amount.
  • Authorize the payment using OTP or password.

Processing Time: Instant

SBI Card Payment via YONO mobile App
  • Log in to the SBI YONO app.
  • Navigate to Credit Card > Make Payment.
  • Choose the linked account or UPI as the payment mode.
  • Enter the payment amount and confirm.

Processing Time: Instant

SBI Credit Card Payment via UPI
  • Open any UPI app (Google Pay, PhonePe, Paytm, etc.).
  • Go to Pay Bill or New Payment.
  • Enter your SBI Credit Card UPI ID (e.g., `sbicard@bank`).
  • Enter the payment amount and confirm.

Processing Time: Instant

SBI Credit Card Bill Payment via NEFT
  • Log in to your bank’s net banking portal.
  • Add your SBI Credit Card as a beneficiary (Payee Name: SBI Card, IFSC Code: SBIN00CARDS, Account Number: Your 16-digit SBI Credit Card number).
  • Enter the amount and proceed with the payment.

Processing Time: 3-24 hours (excluding holidays)

SBI Credit Card Payment via Auto Debit
  • Log in to SBI Card Net Banking.
  • Go to Auto Debit Option.
  • Choose Total Amount Due or Minimum Amount Due.
  • Confirm the setup.

Processing Time: Auto-debited on the due date.

Offline Methods to Pay State Bank Credit Card Bill

ModeSteps
SBI Credit Card Payment via CashYou can visit any SBI Bank branch and pay your credit card bill in cash.

  • Processing Time: Instant
  • Charges: ₹250 per transaction
SBI Credit Card Bill Payment via Cheque or Demand DraftYou can also drop a cheque at an SBI drop box in any SBI branch.

  • Payee Name: SBI Card (Your 16-digit Credit Card Number)
  • Processing Time: 3-5 working days
SBI Credit Card EMI PaymentIf you have converted your purchases into EMIs, you can pay the SBI Credit Card EMI Payment via:

  • SBI Net Banking
  • SBI YONO App
  • Bill Desk SBI Card Payment Portal

To convert a transaction into EMI, send SMS “EMI XXXX” to 5676791.

SBI Credit Card Bill Statement & Payment Due Date Check

  • SBI Card Net Banking: Log in and go to the Statements section.
  • SBI YONO App: View credit card statement under the Cards section.
  • SMS Service: Send SMS “BAL XXXX” (XXXX = Last 4 digits of your card) to 5676791.

SBI Credit Card Late Payment Charges

If you miss the due date, SBI applies late payment charges as follows:

Total Amount DueLate Payment Fee
₹0 – ₹500₹0
₹501 – ₹1,000₹400
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,000₹1,300

SBI Credit Card Block & Replacement

If your SBI Credit Card is lost or stolen, you can block it immediately through:

  • SBI Card Net Banking: Go to Manage Card > Block Card.
  • SMS Service: Send “BLOCK XXXX” (XXXX = Last 4 digits of the card) to 5676791.
  • Call Customer Care: Dial 1860 180 1290.

A replacement card will be issued within 7-10 days.

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